Email risk review tasks

This page describes the email risk review task returned by the Middesk Email Risk API, which summarizes the overall risk of the email addresses submitted on a business.

email_risk review task

Summarize the overall risk of email addresses submitted on the business, based on indicators attached to each address.

What each outcome signals:

• Low. The submitted emails look clean; no elevated risk signals.
• Moderate. Some risk signals detected; warrants attention but not automatically disqualifying (e.g. free email provider, data breach exposure, low account activity, etc.).
• High. Strong risk signals; treat as a red flag in decisioning (e.g. disposable email, non-deliverable address, poor domain reputation, etc.).

Using email_risk in decisioning workflows

Use email_risk to drive routing in KYB onboarding, account opening, and ongoing monitoring workflows: separate businesses that can move through automated approval from those that need analyst review or stricter scrutiny.

Recommended routing logic

• Automated approval. Treat the business as clear on email when the status is Success (Low).
• Manual review queue. Route businesses with a Warning (Moderate) outcome to an analyst before approving.
• Decline or step-up verification. Treat Failure (High) as a strong adverse signal. Combine it with other risk factors (business verification, watchlist hits, address risk) before a final decision rather than relying on email risk in isolation.

Stricter decisioning for fraud-sensitive segments

For high-risk MCCs, lending, or money movement, inspect the underlying email indicators directly. Signals like disposable email use, recent breach exposure, or low deliverability can each justify additional friction even when the rollup is Moderate rather than High.