Address

Middesk includes address-risk signals through Tasks and Address attributes as part of the core business verification product. These signals may be used to identify and flag high-risk locations to meet compliance requirements.

Additionally, see the Policies guide for information about setting up auto-approval and auto-rejection policies based on address-risk task outcomes.

Review Tasks

CMRA

The CMRA task denotes a submitted address is tagged by USPS as a Commercial Mail Receiving Agency, meaning a business does not operate at this address and maybe be a fraud indicator.

status	key	category	label	sub_label
Failure	address_cmra	address	Submitted Office Address is zoned by USPS as a Commercial Mail Receiving Agency	Low frequency

Location frequency

The Location Frequency task captures how often submitted address locations are used across businesses in the U.S., indicating potential misuse.

status	key	category	label	sub_label
Success	location_frequency	address	1–20 businesses use this location	Low frequency
Warning	location_frequency	address	21–100 businesses use this location	Moderate frequency
Failure	location_frequency	address	101–1000 businesses use this location	High frequency
Failure	location_frequency	address	1001–10000 businesses use this location	High frequency
Failure	location_frequency	address	10000+ businesses use this location	High frequency

Registered Agent

The Registered Agent task flags if any submitted address are registered agents addresses, which are commonly used in fraudulent schemes.

status	key	category	label	sub_label
Warning	address_registered_agent	address	Submitted Office Address is associated with a known Registered Agent	Registered Agent

Address attributes

The following attributes are also tagged on submitted and known businesses addresses, which can be used to get a detailed picture of the address risk for each business address. See the Address API reference for the full set of address attributes in the Business API.

attribute	data type	description
cmra	boolean \| null	Whether the address is a Commercial Mail Receiving Agency.
is_registered_agent	boolean	Whether the address is a Registered Agent.
location_count	integer	How frequently the address is used across businesses in the U.S.

{
  "object": "business",
  "id": "db9123d0-5831-013d-90be-5aa588cff64f",
  "addresses": [
    {
      "address_line1": "13854 Lakeside Cir Ste 311",
      "address_line2": null,
      "business_id": "db9123d0-5831-013d-90be-5aa588cff64f",
      "city": "Sterling Heights",
      "cmra": false,
      "created_at": "2024-09-18T20:55:13.261Z",
      "deliverability_analysis": null,
      "deliverable": true,
      "full_address": "13854 Lakeside Cir Ste 311, Sterling Heights, MI 48313-1445",
      "id": "619f0d80-5832-013d-90be-5aa588cff64f",
      "is_registered_agent": true,
      "labels": [],
      "latitude": 42.62061682647953,
      "location_count": 10001,
      "longitude": -82.98978268290702,
      "object": "address",
      "postal_code": "48313-1445",
      "property_type": "COMMERCIAL",
      "registered_agent_name": null,
      "sources": [],
      "state": "MI",
      "street_view_available": true,
      "submitted": true,
      "updated_at": "2024-09-18T20:55:13.477Z",
    }
  ]
  ...
}