Use this endpoint to file a lien with a state UCC. Use this endpoint to file a lien with a state UCC. The lien status will progress from created to pending when Middesk starts fulfillment. The status will change to filed once Middesk submits the filing to the state. If you need a UCC-1 as proof of filing, talk to Sales about enabling Lien Reflection. In that case, the lien status will change to filed once Middesk submits the filing to the state and to open once Middesk reflects the filing. You can subscribe to the lien.updated event with a webhook.
To submit a lien filing, please ensure your account settings have been configured with Sales. For filings in Tennessee, if it is specified via your account settings to file with an alternative designation for no tax liability, the submission must include a $0 indebtedness amount (loan_principal_amount_cents = 0).
The debtor object includes an address parameter for providing address details. This parameter accepts a list of address objects. As of May 12th, 2025, the system expects at most one address within this list for each debtor.
There will be no global limit on the number of debtors that can be included in a lien filing. However, several states impose their own limits. To ensure successful submissions, please adhere to the following state-specific debtor limits:
| State | Debtor Limits |
|---|---|
| OR | 20 |
| MN | 25 |
| OK, GA | 8 |
| NH | 100 |