> For clean Markdown of any page, append .md to the page URL. > For a complete documentation index, see https://docs.middesk.com/llms.txt. > For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://docs.middesk.com/_mcp/server. # Credit product jurisdiction coverage > Reference for jurisdiction-level coverage across Middesk's credit risk products. This reference lists jurisdiction-level coverage for Middesk's credit risk products. Use it to determine where each product returns results before you submit an order. ## Liens The **Lien search** column covers business lien searches (`liens`) and people lien searches (`people_tax_liens` and `people_ucc_liens`). Coverage is identical across all three. Lien search spans UCC, federal tax, and state tax liens, and federal tax liens are national. The **Lien filing** column covers UCC-1 filings submitted through state offices. Lien search and lien filing are both supported in the same 53 jurisdictions: all 50 states, DC, Puerto Rico, and the US Virgin Islands. The 8 remaining territories and Armed Forces designations (GU, MP, AS, MH, PW, AA, AE, and AP) support neither. Searches run against the states where the business is registered or has a submitted address. | Jurisdiction | Lien search | Lien filing | Notes | | ----------------------------- | ----------- | ----------- | -------------------------------------------------------------------------------------------------------------------------------- | | AK | Available | Available | | | AL | Available | Available | | | AR | Available | Available | | | AZ | Available | Available | | | CA | Available | Available | Collateral limited to 10,000 characters | | CO | Available | Available | | | CT | Available | Available | | | DC | Available | Available | | | DE | Available | Available | | | FL | Available | Available | Filing requires `loan_principal_amount_cents`; debtor middle names limited to 10 characters | | GA | Available | Available | Max 8 debtors per filing | | HI | Available | Available | | | IA | Available | Available | | | ID | Available | Available | Collateral limited to 4,971 characters | | IL | Available | Available | | | IN | Available | Available | | | KS | Available | Available | | | KY | Available | Available | | | LA | Available | Available | Debtor names must be unique per filing | | MA | Available | Available | | | MD | Available | Available | | | ME | Available | Available | | | MI | Available | Available | | | MN | Available | Available | Max 25 debtors per filing | | MO | Available | Available | | | MS | Available | Available | | | MT | Available | Available | | | NC | Available | Available | | | ND | Available | Available | | | NE | Available | Available | | | NH | Available | Available | Max 100 debtors per filing | | NJ | Available | Available | | | NM | Available | Available | | | NV | Available | Available | | | NY | Available | Available | Filing requires a known `entity_type` for organization debtors; max 3 debtors per filing; collateral limited to 4,000 characters | | OH | Available | Available | | | OK | Available | Available | Max 8 debtors per filing | | OR | Available | Available | Max 20 debtors per filing; collateral limited to 4,000 characters; debtor address must be in Oregon | | PA | Available | Available | | | RI | Available | Available | | | SC | Available | Available | | | SD | Available | Available | Collateral limited to 6,000 characters | | TN | Available | Available | Filing requires `loan_principal_amount_cents`; use `0` for the no-tax-liability designation | | TX | Available | Available | | | UT | Available | Available | | | VA | Available | Available | | | VT | Available | Available | | | WA | Available | Available | | | WI | Available | Available | | | WV | Available | Available | | | WY | Available | Available | Collateral limited to 6,000 characters | | PR (Puerto Rico) | Available | Available | | | VI (US Virgin Islands) | Available | Available | | | GU (Guam) | Unavailable | Unavailable | | | MP (Northern Mariana Islands) | Unavailable | Unavailable | | | AS (American Samoa) | Unavailable | Unavailable | | | MH (Marshall Islands) | Unavailable | Unavailable | | | PW (Palau) | Unavailable | Unavailable | | | AA / AE / AP (Armed Forces) | Unavailable | Unavailable | Armed Forces mail designations, not filing jurisdictions | ## Litigations The table covers `litigations` (business) and `people_litigations` (individuals on the business). Federal court records are national, and state-court coverage spans a subset of states. Coverage is identical for business and people litigations. | Jurisdiction | Business litigations | People litigations | Notes | | ----------------------------- | -------------------- | ------------------ | ----------------------------------------------------------------------- | | AK | Available | Available | | | AL | Available | Available | | | AR | Available | Available | | | AZ | Available | Available | | | CA | Available | Available | | | CO | Available | Available | | | CT | Available | Available | | | DC | Available | Available | | | DE | Available | Available | | | FL | Available | Available | | | GA | Available | Available | | | HI | Available | Available | | | IA | Available | Available | | | ID | Available | Available | | | IL | Available | Available | | | IN | Available | Available | | | KS | Available | Available | | | KY | Available | Available | | | LA | Available | Available | | | MA | Available | Available | | | MD | Available | Available | | | ME | Unavailable | Unavailable | State-court records not currently covered; federal courts still covered | | MI | Available | Available | | | MN | Available | Available | | | MO | Available | Available | | | MS | Available | Available | | | MT | Available | Available | | | NC | Available | Available | | | ND | Available | Available | | | NE | Unavailable | Unavailable | State-court records not currently covered; federal courts still covered | | NH | Available | Available | | | NJ | Available | Available | | | NM | Available | Available | | | NV | Available | Available | | | NY | Available | Available | | | OH | Available | Available | | | OK | Available | Available | | | OR | Available | Available | | | PA | Available | Available | | | RI | Available | Available | | | SC | Available | Available | | | SD | Available | Available | | | TN | Available | Available | | | TX | Available | Available | | | UT | Unavailable | Unavailable | State-court records not currently covered; federal courts still covered | | VA | Available | Available | | | VT | Available | Available | | | WA | Available | Available | | | WI | Available | Available | | | WV | Available | Available | | | WY | Available | Available | | | PR (Puerto Rico) | Unavailable | Unavailable | No local-court coverage; federal district court covered | | VI (US Virgin Islands) | Unavailable | Unavailable | No local-court coverage; federal district court covered | | GU (Guam) | Unavailable | Unavailable | No local-court coverage; federal district court covered | | MP (Northern Mariana Islands) | Unavailable | Unavailable | No local-court coverage; federal district court covered | | AS (American Samoa) | Unavailable | Unavailable | | | MH (Marshall Islands) | Unavailable | Unavailable | | | PW (Palau) | Unavailable | Unavailable | | | AA / AE / AP (Armed Forces) | Unavailable | Unavailable | Armed Forces mail designations, not court jurisdictions | ## Bankruptcy filings The table covers `bankruptcies` (business) and `people_bankruptcies` (individuals on the business), covering federal bankruptcy courts across all 50 states, DC, and Puerto Rico. Coverage is identical for business and people bankruptcies. Business searches are scoped to the states where the business is registered or has a submitted address, and people searches require a first name, last name, and SSN. | Jurisdiction | Business bankruptcies | People bankruptcies | Notes | | ----------------------------- | --------------------- | ------------------- | ------------------------------------------------------- | | All 50 states | Available | Available | | | DC | Available | Available | | | PR (Puerto Rico) | Available | Available | | | VI (US Virgin Islands) | Unavailable | Unavailable | | | GU (Guam) | Unavailable | Unavailable | | | MP (Northern Mariana Islands) | Unavailable | Unavailable | | | AS (American Samoa) | Unavailable | Unavailable | No federal district court | | MH (Marshall Islands) | Unavailable | Unavailable | | | PW (Palau) | Unavailable | Unavailable | | | AA / AE / AP (Armed Forces) | Unavailable | Unavailable | Armed Forces mail designations, not court jurisdictions | ## People criminal history The `people_criminal_history` product uses population-based coverage rather than a fixed jurisdiction list. The table below describes that coverage model instead of listing per-jurisdiction rows. | Dimension | Detail | | ------------------ | -------------------------------------------------------------------------------------------------------------- | | Coverage basis | About 99% of the US population | | Jurisdiction model | National, state, and county sources, not a fixed state or territory list | | Territories | US territories (PR, VI, GU, MP, AS, MH, and PW) and Armed Forces designations (AA, AE, and AP) are not covered | | Known gaps | Sub-state (county-level) gaps within the uncovered population; some jurisdictions restrict or delay records | | Runtime behavior | Returns available records; uncovered scope yields no records rather than an error |