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# Create a lien for a business

POST https://api.middesk.com/v1/businesses/{business_id}/liens
Content-Type: application/json

Reference: https://docs.middesk.com/api-reference/business-verification/liens/create-lien

## Authentication

- `Authorization` header (bearer token, required) — Bearer authentication of the form `Bearer <token>`, where token is your auth token.

## Request

### Path parameters

- `business_id` (string, required) — Business ID

### Body (application/json)

This endpoint expects an object.

- `debtors` (list of LienRequestParamDebtorsItem, required) — Array of debtor details
- `state` (enum, optional) — State where the lien will be filed. Use `state` for a single state or `states` for multiple states. If both are provided, `states` takes precedence.
  - Allowed values: `AL`, `AK`, `AZ`, `AR`, `CA`, `CO`, `CT`, `DE`, `FL`, `GA`, `HI`, `ID`, `IL`, `IN`, `IA`, `KS`, `KY`, `LA`, `ME`, `MD`, `MA`, `MI`, `MN`, `MS`, `MO`, `MT`, `NE`, `NV`, `NH`, `NJ`, `NM`, `NY`, `NC`, `ND`, `OH`, `OK`, `OR`, `PA`, `RI`, `SC`, `SD`, `TN`, `TX`, `UT`, `VT`, `VA`, `WA`, `WV`, `WI`, `WY`
- `states` (list of enum, optional) — Array of states to file the lien in. Creates one lien per state. Returns a list response. Either `state` or `states` is required.
  - Allowed values: `AL`, `AK`, `AZ`, `AR`, `CA`, `CO`, `CT`, `DE`, `FL`, `GA`, `HI`, `ID`, `IL`, `IN`, `IA`, `KS`, `KY`, `LA`, `ME`, `MD`, `MA`, `MI`, `MN`, `MS`, `MO`, `MT`, `NE`, `NV`, `NH`, `NJ`, `NM`, `NY`, `NC`, `ND`, `OH`, `OK`, `OR`, `PA`, `RI`, `SC`, `SD`, `TN`, `TX`, `UT`, `VT`, `VA`, `WA`, `WV`, `WI`, `WY`
- `secured_parties` (list of LienRequestParamSecuredPartiesItem, optional) — Array of secured party details (optional - uses account defaults if not provided)
- `secured_party` (LienRequestParamSecuredParty, optional) — Single secured party (alternative to secured_parties array)
- `collateral` (string, optional) — Collateral description (optional - uses account default if not provided)
- `loan_principal_amount_cents` (integer, optional) — Loan principal amount in cents
- `packet_number` (string, optional) — Packet number for the filing (optional - auto-generated if not provided). Cannot contain underscores.
- `alternative_designation` (string, optional) — Alternative designation (for Tennessee filings)

## Response

### 201

lien created using account defaults

- `any`

## Errors

### 400 Create Lien Request Bad Request Error

invalid secured parties configuration

- `errors` (list of ErrorResponseErrorsItem, required)

### 403 Create Lien Request Forbidden Error

identity or verify order required

- `errors` (list of ErrorResponseErrorsItem, required)

### 404 Create Lien Request Not Found Error

business not found

- `errors` (list of ErrorResponseErrorsItem, required)

## Types

### LienRequestParamDebtorsItem

- `organization_name` (string, optional) — Debtor organization name
- `tin` (string, optional) — Tax identification number (required for certain states)
- `addresses` (list of LienAddress, optional)

### LienRequestParamSecuredPartiesItem

- `organization_name` (string, optional) — Secured party organization name
- `role` (enum, optional) — Role (assignee or assignor)
  - Allowed values: `assignee`, `assignor`
- `addresses` (list of LienAddress, optional)

### LienRequestParamSecuredParty

Single secured party (alternative to secured_parties array)

- `organization_name` (string, optional) — Secured party organization name
- `role` (enum, optional) — Role (assignee or assignor)
  - Allowed values: `assignee`, `assignor`
- `addresses` (list of LienAddress, optional)

### ErrorResponseErrorsItem

- `message` (string, required)
- `parameter` (string, optional) — Request parameter associated with the error, when applicable

### LienAddress

- `address_line1` (string, optional)
- `address_line2` (string, optional)
- `city` (string, optional)
- `state` (enum, optional)
  - Allowed values: `AL`, `AK`, `AZ`, `AR`, `CA`, `CO`, `CT`, `DE`, `FL`, `GA`, `HI`, `ID`, `IL`, `IN`, `IA`, `KS`, `KY`, `LA`, `ME`, `MD`, `MA`, `MI`, `MN`, `MS`, `MO`, `MT`, `NE`, `NV`, `NH`, `NJ`, `NM`, `NY`, `NC`, `ND`, `OH`, `OK`, `OR`, `PA`, `RI`, `SC`, `SD`, `TN`, `TX`, `UT`, `VT`, `VA`, `WA`, `WV`, `WI`, `WY`
- `postal_code` (string, optional)

## Examples

**Request**

```json
{
  "debtors": [
    {
      "organization_name": "Acme Corporation",
      "addresses": [
        {
          "address_line1": "123 Main Street",
          "city": "San Francisco",
          "state": "CA",
          "postal_code": "94105"
        }
      ]
    }
  ],
  "state": "CA",
  "secured_parties": [
    {
      "organization_name": "First National Bank",
      "role": "assignee",
      "addresses": [
        {
          "address_line1": "456 Finance Avenue",
          "city": "Los Angeles",
          "state": "CA",
          "postal_code": "90210"
        }
      ]
    }
  ],
  "collateral": "All business assets and inventory",
  "loan_principal_amount_cents": 50000000
}
```

**Response**

```json
{
  "business_id": "b2c3d4e5-f6a7-8901-bcde-f12345678901",
  "collateral": "All business assets and inventory",
  "debtors": [
    {
      "addresses": [
        {
          "address_line1": "123 Main Street",
          "city": "San Francisco",
          "full_address": "123 Main Street, San Francisco, CA 94105",
          "postal_code": "94105",
          "state": "CA"
        }
      ],
      "name": "Acme Corporation"
    }
  ],
  "id": "a1b2c3d4-e5f6-7890-abcd-ef1234567890",
  "loan_principal_amount_cents": 50000000,
  "negative_pledge": false,
  "object": "lien",
  "owner_id": "b2c3d4e5-f6a7-8901-bcde-f12345678901",
  "owner_type": "Business",
  "packet_number": "PKT-12345",
  "secured_parties": [
    {
      "addresses": [
        {
          "address_line1": "456 Finance Avenue",
          "city": "Los Angeles",
          "full_address": "456 Finance Avenue, Los Angeles, CA 90210",
          "postal_code": "90210",
          "state": "CA"
        }
      ],
      "name": "First National Bank"
    }
  ],
  "state": "CA",
  "status": "created",
  "status_category": "pending",
  "type": "ucc"
}
```

**SDK Code**

```python Lien filing request
import requests

url = "https://api.middesk.com/v1/businesses/business_id/liens"

payload = {
    "debtors": [
        {
            "organization_name": "Acme Corporation",
            "addresses": [
                {
                    "address_line1": "123 Main Street",
                    "city": "San Francisco",
                    "state": "CA",
                    "postal_code": "94105"
                }
            ]
        }
    ],
    "state": "CA",
    "secured_parties": [
        {
            "organization_name": "First National Bank",
            "role": "assignee",
            "addresses": [
                {
                    "address_line1": "456 Finance Avenue",
                    "city": "Los Angeles",
                    "state": "CA",
                    "postal_code": "90210"
                }
            ]
        }
    ],
    "collateral": "All business assets and inventory",
    "loan_principal_amount_cents": 50000000
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.json())
```

```javascript Lien filing request
const url = 'https://api.middesk.com/v1/businesses/business_id/liens';
const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: '{"debtors":[{"organization_name":"Acme Corporation","addresses":[{"address_line1":"123 Main Street","city":"San Francisco","state":"CA","postal_code":"94105"}]}],"state":"CA","secured_parties":[{"organization_name":"First National Bank","role":"assignee","addresses":[{"address_line1":"456 Finance Avenue","city":"Los Angeles","state":"CA","postal_code":"90210"}]}],"collateral":"All business assets and inventory","loan_principal_amount_cents":50000000}'
};

try {
  const response = await fetch(url, options);
  const data = await response.json();
  console.log(data);
} catch (error) {
  console.error(error);
}
```

```go Lien filing request
package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.middesk.com/v1/businesses/business_id/liens"

	payload := strings.NewReader("{\n  \"debtors\": [\n    {\n      \"organization_name\": \"Acme Corporation\",\n      \"addresses\": [\n        {\n          \"address_line1\": \"123 Main Street\",\n          \"city\": \"San Francisco\",\n          \"state\": \"CA\",\n          \"postal_code\": \"94105\"\n        }\n      ]\n    }\n  ],\n  \"state\": \"CA\",\n  \"secured_parties\": [\n    {\n      \"organization_name\": \"First National Bank\",\n      \"role\": \"assignee\",\n      \"addresses\": [\n        {\n          \"address_line1\": \"456 Finance Avenue\",\n          \"city\": \"Los Angeles\",\n          \"state\": \"CA\",\n          \"postal_code\": \"90210\"\n        }\n      ]\n    }\n  ],\n  \"collateral\": \"All business assets and inventory\",\n  \"loan_principal_amount_cents\": 50000000\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(res)
	fmt.Println(string(body))

}
```

```ruby Lien filing request
require 'uri'
require 'net/http'

url = URI("https://api.middesk.com/v1/businesses/business_id/liens")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"debtors\": [\n    {\n      \"organization_name\": \"Acme Corporation\",\n      \"addresses\": [\n        {\n          \"address_line1\": \"123 Main Street\",\n          \"city\": \"San Francisco\",\n          \"state\": \"CA\",\n          \"postal_code\": \"94105\"\n        }\n      ]\n    }\n  ],\n  \"state\": \"CA\",\n  \"secured_parties\": [\n    {\n      \"organization_name\": \"First National Bank\",\n      \"role\": \"assignee\",\n      \"addresses\": [\n        {\n          \"address_line1\": \"456 Finance Avenue\",\n          \"city\": \"Los Angeles\",\n          \"state\": \"CA\",\n          \"postal_code\": \"90210\"\n        }\n      ]\n    }\n  ],\n  \"collateral\": \"All business assets and inventory\",\n  \"loan_principal_amount_cents\": 50000000\n}"

response = http.request(request)
puts response.read_body
```

```java Lien filing request
import com.mashape.unirest.http.HttpResponse;
import com.mashape.unirest.http.Unirest;

HttpResponse<String> response = Unirest.post("https://api.middesk.com/v1/businesses/business_id/liens")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"debtors\": [\n    {\n      \"organization_name\": \"Acme Corporation\",\n      \"addresses\": [\n        {\n          \"address_line1\": \"123 Main Street\",\n          \"city\": \"San Francisco\",\n          \"state\": \"CA\",\n          \"postal_code\": \"94105\"\n        }\n      ]\n    }\n  ],\n  \"state\": \"CA\",\n  \"secured_parties\": [\n    {\n      \"organization_name\": \"First National Bank\",\n      \"role\": \"assignee\",\n      \"addresses\": [\n        {\n          \"address_line1\": \"456 Finance Avenue\",\n          \"city\": \"Los Angeles\",\n          \"state\": \"CA\",\n          \"postal_code\": \"90210\"\n        }\n      ]\n    }\n  ],\n  \"collateral\": \"All business assets and inventory\",\n  \"loan_principal_amount_cents\": 50000000\n}")
  .asString();
```

```php Lien filing request
<?php
require_once('vendor/autoload.php');

$client = new \GuzzleHttp\Client();

$response = $client->request('POST', 'https://api.middesk.com/v1/businesses/business_id/liens', [
  'body' => '{
  "debtors": [
    {
      "organization_name": "Acme Corporation",
      "addresses": [
        {
          "address_line1": "123 Main Street",
          "city": "San Francisco",
          "state": "CA",
          "postal_code": "94105"
        }
      ]
    }
  ],
  "state": "CA",
  "secured_parties": [
    {
      "organization_name": "First National Bank",
      "role": "assignee",
      "addresses": [
        {
          "address_line1": "456 Finance Avenue",
          "city": "Los Angeles",
          "state": "CA",
          "postal_code": "90210"
        }
      ]
    }
  ],
  "collateral": "All business assets and inventory",
  "loan_principal_amount_cents": 50000000
}',
  'headers' => [
    'Authorization' => 'Bearer <token>',
    'Content-Type' => 'application/json',
  ],
]);

echo $response->getBody();
```

```csharp Lien filing request
using RestSharp;

var client = new RestClient("https://api.middesk.com/v1/businesses/business_id/liens");
var request = new RestRequest(Method.POST);
request.AddHeader("Authorization", "Bearer <token>");
request.AddHeader("Content-Type", "application/json");
request.AddParameter("application/json", "{\n  \"debtors\": [\n    {\n      \"organization_name\": \"Acme Corporation\",\n      \"addresses\": [\n        {\n          \"address_line1\": \"123 Main Street\",\n          \"city\": \"San Francisco\",\n          \"state\": \"CA\",\n          \"postal_code\": \"94105\"\n        }\n      ]\n    }\n  ],\n  \"state\": \"CA\",\n  \"secured_parties\": [\n    {\n      \"organization_name\": \"First National Bank\",\n      \"role\": \"assignee\",\n      \"addresses\": [\n        {\n          \"address_line1\": \"456 Finance Avenue\",\n          \"city\": \"Los Angeles\",\n          \"state\": \"CA\",\n          \"postal_code\": \"90210\"\n        }\n      ]\n    }\n  ],\n  \"collateral\": \"All business assets and inventory\",\n  \"loan_principal_amount_cents\": 50000000\n}", ParameterType.RequestBody);
IRestResponse response = client.Execute(request);
```

```swift Lien filing request
import Foundation

let headers = [
  "Authorization": "Bearer <token>",
  "Content-Type": "application/json"
]
let parameters = [
  "debtors": [
    [
      "organization_name": "Acme Corporation",
      "addresses": [
        [
          "address_line1": "123 Main Street",
          "city": "San Francisco",
          "state": "CA",
          "postal_code": "94105"
        ]
      ]
    ]
  ],
  "state": "CA",
  "secured_parties": [
    [
      "organization_name": "First National Bank",
      "role": "assignee",
      "addresses": [
        [
          "address_line1": "456 Finance Avenue",
          "city": "Los Angeles",
          "state": "CA",
          "postal_code": "90210"
        ]
      ]
    ]
  ],
  "collateral": "All business assets and inventory",
  "loan_principal_amount_cents": 50000000
] as [String : Any]

let postData = JSONSerialization.data(withJSONObject: parameters, options: [])

let request = NSMutableURLRequest(url: NSURL(string: "https://api.middesk.com/v1/businesses/business_id/liens")! as URL,
                                        cachePolicy: .useProtocolCachePolicy,
                                    timeoutInterval: 10.0)
request.httpMethod = "POST"
request.allHTTPHeaderFields = headers
request.httpBody = postData as Data

let session = URLSession.shared
let dataTask = session.dataTask(with: request as URLRequest, completionHandler: { (data, response, error) -> Void in
  if (error != nil) {
    print(error as Any)
  } else {
    let httpResponse = response as? HTTPURLResponse
    print(httpResponse)
  }
})

dataTask.resume()
```